Role purposeStrengthen the Group's credit/counterparty risk capability through consistent credit analysis, portfolio monitoring, and data-led MI, supporting robust limit governance and forward-looking insight across entities.Key ResponsibilitiesCredit analysis & reviews: lead counterparty/client assessments; maintain credit memos and periodic reviews; track conditions and follow-upsExposure, concentration & limits monitoring: produce and interpret credit exposures, limit utilisation, concentrations, and exceptions; propose escalations with supporting analysisCredit MI & dashboards: build and own credit reporting packs (trend commentary, watchlists, drivers of change); partner with Quant/Data Engineer to automate and standardiseStress/scenario inputs: contribute credit-focused scenarios, sensitivity analysis, and "what changed?" investigationsData discipline: ensure definitions are consistent (exposure measures, limit logic, entity mapping); document methodology changesGovernance support: prepare inputs for ALCO / credit governance forums and ensure clear action tracking and closure evidenceKey deliverables (examples)Credit watchlist + periodic review scheduleCredit exposure & limits MI with narrative and exceptionsCredit memos / review notes and conditions trackerAutomated credit dashboards (where feasible) and definitions documentationSuccess measuresBetter-quality, assessment-based credit decisions with clear evidenceFewer limit surprises; improved early-warning capabilityReduced manual reporting and improved data consistency across entitiesBenefitsCompetitive SalaryAnnual BonusPrivate Medical